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  Merchant Status Overview

Internet Payment Processing solution includes everything you need to get started quickly and process online payments securely and in complete confidence.

Affordable Internet merchant account
Applications are normally approved within a few business days.
You can accept VISA, MasterCard, and AMEX in complete security.
Sales are automatically deposited into your merchant account.
Sales reports provide instant access to account activity.
Simple fee structure reduces administration costs.
Automatic settlement means there are no bills for you to pay.
Fees are automatically deducted from sales proceeds.
Technical Support team ensures smooth setup and implementation.

Robust transaction processing engine
Real-time authorization/authentication provides immediate purchase approval.
Direct payment gateway link to financial institutions ensures quick settlement.
Multi-tiered database design maximizes transaction throughput by separating real-time processing from reporting.
Redundant infrastructure protects your business from downtime.


Multi-currency capabilities
One time set-up provides for the acceptance of all major world currencies.
Transactions are settled in the consumer's chosen currency, eliminating any currency-exchange exposure.


Sophisticated risk management
Our international experience assists you in maximizing revenue and minimizing risk.
Focus is on fraud-reduction, -detection, and -containment programs.
Sophisticated tools include neural network technologies and cardholder authentication using AVS, CVV2, and micro-deposits.
Real-time analysts research transactions, looking for irregular patterns.
Modeling allows us to review trends and write rules to block transactions based on a wide variety of criteria.
Loss recovery program minimizes retrievals and charge backs.
Transaction-screening features, including verification against our extensive risk-management database, protect you against fraudulent charges before they occur.
Real-time bank authorization is obtained for all transactions, ensuring sufficient funds are available.


Bulletproof data security
All operations run on fully redundant hardware platforms and network feeds with 24/7 monitoring.
Infrastructure is housed in our world-class, multi-million-dollar data center, which features uninterrupted power supplies, backup power generators, and dual air conditioning systems.
Server authentication ensures transaction information comes from a trusted merchant.
Audit logging tracks all operations, allowing administrators to quickly isolate and resolve problems.
Rigorous intrusion-detection systems notify administrators of unauthorized access attempts.
All data is encrypted to eliminate unauthorized access.
Experienced Quality Assurance team ensures all security features are functioning.


Flexible financial reporting
Real-time reports provide instant access to view transaction history based on your requirements.
Reports can be accessed from within any Internet browser.
Reports can be downloaded and imported into your spreadsheet software.
Secure connection to the reports server keeps your business data confidential.


Comprehensive support services
Customer Care is available 24/7 – supporting your customers by phone and email.
Technical Support is available 24/7 – providing you with a smooth integration and ongoing assistance.

 
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